About Carrie

We here at Delta Bay Mortgage are committed to helping our clients through every step of the home loan process. Originally based in California, we now operate in Washington also. 

Whether you are a first-time home buyer or a seasoned investor, we have the products and the people to help you meet your goals. We’ve been helping customers afford the home of their dreams for years and we love what we do. 

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan.  

 

Learn More
In a Recession Do Mortgage Rates Rise or Fall?

In a Recession Do Mortgage Rates Rise or Fall?

Sep 09, 2026

Learn how a recession impacts mortgage rates and make informed decisions for your home financing during economic downturns.

Second Home vs. Investment Property: What You Need to Know

Second Home vs. Investment Property: What You Need to Know

Sep 07, 2026

Discover key differences between a second home and an investment property to make informed choices for your financial future.

Refinancing a Home with a Second Mortgage

Refinancing a Home with a Second Mortgage

Sep 04, 2026

Discover how refinancing a second mortgage can improve your finances and learn how to navigate this process effectively.

Contact Carrie
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2578 Mac Arthur Avenue
San Pablo, CA 94806

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage