About Carrie

We here at Delta Bay Mortgage are committed to helping our clients through every step of the home loan process. Originally based in California, we now operate in Washington also. 

Whether you are a first-time home buyer or a seasoned investor, we have the products and the people to help you meet your goals. We’ve been helping customers afford the home of their dreams for years and we love what we do. 

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan.  

 

Learn More
10 Steps to Buying a Home This Summer

10 Steps to Buying a Home This Summer

Jul 15, 2026

Planning to buy a home this summer? Follow these 10 practical steps to prepare your finances, shop smart, and move forward with confidence.

Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?

Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?

Jul 13, 2026

Compare the differences between HELOC and home equity loans to understand which option may fit your goals, budget and needs the best.

Understanding Credit Bureaus: How They Impact Your Financial Life

Understanding Credit Bureaus: How They Impact Your Financial Life

Jul 10, 2026

Learn how credit bureaus work, how scores are calculated, and how to improve your credit for better loan approval and lower interest rates.

Contact Carrie
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2578 Mac Arthur Avenue
San Pablo, CA 94806

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Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage