About Carrie

We here at Delta Bay Mortgage are committed to helping our clients through every step of the home loan process. Originally based in California, we now operate in Washington also. 

Whether you are a first-time home buyer or a seasoned investor, we have the products and the people to help you meet your goals. We’ve been helping customers afford the home of their dreams for years and we love what we do. 

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan.  

 

Learn More
New FHFA Loan Limits  for 2027

New FHFA Loan Limits for 2027

Oct 14, 2026

Explore the new FHFA loan limits for 2027 and see how they benefit home buyers, home sellers and financing options this year.

6 Steps to Getting a Mortgage

6 Steps to Getting a Mortgage

Oct 12, 2026

Learn the 6 key steps to getting a mortgage successfully, from budgeting, pre-approval to closing on your new home purchase.

How Do You Pay Back a Reverse Mortgage?

How Do You Pay Back a Reverse Mortgage?

Oct 09, 2026

Learn when a reverse mortgage must be repaid, your payoff options, and key steps homeowners and heirs should know.

Contact Carrie
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2578 Mac Arthur Avenue
San Pablo, CA 94806

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage