About Carrie

We here at Delta Bay Mortgage are committed to helping our clients through every step of the home loan process. Originally based in California, we now operate in Washington also. 

Whether you are a first-time home buyer or a seasoned investor, we have the products and the people to help you meet your goals. We’ve been helping customers afford the home of their dreams for years and we love what we do. 

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan.  

 

Learn More
Is It Possible to Buy a Second Home without a Down Payment?

Is It Possible to Buy a Second Home without a Down Payment?

Oct 05, 2026

Learn 5 ways that you can buy a second home without a down payment, plus risks, options, and smart planning tips to consider

Choosing a Veteran-Friendly Place to Live: What to Look for After Military Service

Choosing a Veteran-Friendly Place to Live: What to Look for After Military Service

Oct 02, 2026

What makes a place truly veteran-friendly? What veterans should consider when choosing where to live after military service.

Comparing Closing Costs Across the Country

Comparing Closing Costs Across the Country

Sep 30, 2026

Closing costs vary widely by state. Learn what drives mortgage closing costs, where buyers pay more, and how to budget ahead.

Contact Carrie
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2578 Mac Arthur Avenue
San Pablo, CA 94806

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage